As a renter, your primary concern may be finding a property in a good neighborhood that is affordable and safe. However, unlike homeowners who have homeowners’ insurance, renters are largely unprotected financially. Therefore, these are reasons you may consider investing in renters’ insurance.
Protects Against Your Personal Losses
Homeowners’ insurance protects not only the home itself but also the personal property inside the home. Renters do not have this protection. In fact, even if their property is damaged due to an issue with the home, they have to take on the financial burden of replacing their own personal items. However, tenants insurance Woodbridge VA does protect renters against personal loss.
Therefore, if your personal items are damaged by fire, vehicles, falling objects, theft, smoke, vandalism, snow, hail or aircraft, as well as any damage caused by plumbing, heating or sprinkler systems, you can get your items replaced. Just look over the policy to ensure that all possible threats to your property are covered. Continue reading